To speak with a licensed agent, call (918) 727-3115 (TTY 711 M-F, 9am-5pm) or email karla@legacyinsuranceadvisors.com
OKMedicareHelp.com

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Karla Navas, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free, Friendly, and
      Local Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Karla came to my home and answered all my questions very helpful kind personable. I will refer anybody that has questions about Medicare or any Advantage Plan to her.


      Pat W.

      We sat with Karla today. She was knowledgeable, patient and went above and beyond for us. I am so happy to have a representative to go to for any questions we have.


      Kandi C.

      Thank you, Karla Navas, for helping us get signed up with Medicare. You were great to work with. Your help in explaining our options, your knowledge, professionalism and patience was very much appreciated. I will not hesitate to recommend you to my friends.


      Tony S.

      A friend of ours recommended agent Karla Navas to us, when it was time for us to select a Medicare plan. We have been nothing but pleased with her. She is diligent, helpful, respectful, knowledgeable and very pleasant to talk to. You couldn’t ask for more!


      Becky S.

      Contact the agents! Karla Miller and Janet Phipps are excellent agents! They both came to the same assistance we needed. I appreciate that both of them looked up our meds, our current insurance and came to the same plan. There was no hard sell. Their goal is to help you make best decision for you. We will be talking with them again next…

      Read More


      Pamela E.

      Contact the agents! Karla Miller and Janet Phipps are excellent agents! They both came to the same assistance we needed. I appreciate that both of them looked up our meds, our current insurance and came to the same plan. There was no hard sell. Their goal is to help you make best decision for you. We will be talking with them again next year! Trustworthy, intelligent and pleasant.


      Pamela E.

      Karla Navas did an amazing job helping me get extra coverage for both my parents. She was very polite and professional, and I can’t thank her enough for all she has done.


      Heather S.

      Karla Navas is the best Medicare advisor anyone could ever have. Very knowledgeable and works for you to get the best Medicare package that you can afford. She is the one you want to have helping you with Medicare.


      Janice S.

      Karla is awesome! She explained everything and helped us choose the best plan to fit our needs. Thank you, Karla!


      Heidi C.

      Articles and Information


      What Social Security Recipients Need to Know About the 2025 COLA and Inflation Trends

      As a Social Security recipient, you rely on the annual cost-of-living adjustment (COLA) to help keep pace with rising living costs. For 2025, the Social Security COLA is projected to be 2.6%.

      7 Key Medicare Changes for 2025 You Need to Know

      As we approach 2025, significant changes for Medicare are on the horizon, and they could impact your coverage and access to health care services.

      The Importance of Vision Screenings and Routine Eye Care

      Regular eye exams and proper eye care are essential for preventing serious eye conditions and preserving vision. Here are a few tips regarding eye exams and Medicare.

      Plan Ahead for Healthcare Costs in Retirement

      Planning for healthcare costs is a crucial part of your overall retirement strategy. It’s not just about having enough money for daily living—it’s about making sure you have adequate coverage for rising medical expenses.

      6 Medicare Myths Debunked: What You Really Need to Know

      Understanding the facts about Medicare can save you from costly mistakes and ensure you get the coverage you need.

      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      The Importance of Social Connections for Mental Health After 65

      Research shows that individuals over age 65 who nurture close relationships with friends, family, and community members tend to experience lower rates of depression, anxiety, and cognitive decline.

      How to Review Medicare Plans During AEP

      The Medicare Annual Election Period (AEP) is from October 15 to December 7.  Here’s how to evaluate Medicare Advantage plans to ensure you’re choosing the best fit for your healthcare needs.

      Skin Health After 65: Preventing and Managing Skin Conditions

      Caring for your skin after age 65 is essential for maintaining comfort, health, and resilience against common skin issues.

      Read Additional Articles

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