To speak with a licensed agent, call (918) 727-3115 (TTY 711 M-F, 9am-5pm) or email karla@legacyinsuranceadvisors.com
OKMedicareHelp.com

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Karla Navas, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free, Friendly, and
      Local Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Karla came to my home and answered all my questions very helpful kind personable. I will refer anybody that has questions about Medicare or any Advantage Plan to her.


      Pat W.

      We sat with Karla today. She was knowledgeable, patient and went above and beyond for us. I am so happy to have a representative to go to for any questions we have.


      Kandi C.

      Thank you, Karla Navas, for helping us get signed up with Medicare. You were great to work with. Your help in explaining our options, your knowledge, professionalism and patience was very much appreciated. I will not hesitate to recommend you to my friends.


      Tony S.

      A friend of ours recommended agent Karla Navas to us, when it was time for us to select a Medicare plan. We have been nothing but pleased with her. She is diligent, helpful, respectful, knowledgeable and very pleasant to talk to. You couldn’t ask for more!


      Becky S.

      Contact the agents! Karla Miller and Janet Phipps are excellent agents! They both came to the same assistance we needed. I appreciate that both of them looked up our meds, our current insurance and came to the same plan. There was no hard sell. Their goal is to help you make best decision for you. We will be talking with them again next…

      Read More


      Pamela E.

      Contact the agents! Karla Miller and Janet Phipps are excellent agents! They both came to the same assistance we needed. I appreciate that both of them looked up our meds, our current insurance and came to the same plan. There was no hard sell. Their goal is to help you make best decision for you. We will be talking with them again next year! Trustworthy, intelligent and pleasant.


      Pamela E.

      Karla Navas did an amazing job helping me get extra coverage for both my parents. She was very polite and professional, and I can’t thank her enough for all she has done.


      Heather S.

      Karla Navas is the best Medicare advisor anyone could ever have. Very knowledgeable and works for you to get the best Medicare package that you can afford. She is the one you want to have helping you with Medicare.


      Janice S.

      Karla is awesome! She explained everything and helped us choose the best plan to fit our needs. Thank you, Karla!


      Heidi C.

      Articles and Information


      Medicare and Your Doctor: Ensuring Your Physician is in Network

      Medicare Advantage networks can change yearly. Being proactive about confirming your doctor’s Medicare status helps you avoid surprises and ensures continuity of care without unnecessary expenses.

      How Bereavement and Loneliness Can Impact Health

      Loneliness, especially in older adults, can contribute to various health complications. Understanding the risks and finding ways to cope can help protect overall well-being.

      Common Scams to Avoid When First Enrolling in Medicare

      Scammers often target individuals who are new to Medicare, attempting to take advantage of their unfamiliarity with the process.

      Tips for Maintaining a Healthy Heart as You Age

      Cardiovascular diseases remain a leading cause of illness among older adults, but proactive steps can help maintain heart health.

      A Checklist for Choosing a Medicare Supplement Plan

      Medigap policies help cover out-of-pocket expenses not paid by Original Medicare, such as copayments, coinsurance, and deductibles. Consider the following key factors when selecting a plan.

      COPD and Lung Health: Breathing Easier in Your Golden Years

      COPD raises your risk of complications from illnesses involving the lungs. Be aware of the following complicating factors and manage them appropriately.

      Does Medicare Cover Long-Term Care?

      Many retirees are surprised to learn that Medicare does not fully cover long-term care. Understanding what is and isn’t covered can help you plan for potential future expenses and make important retirement planning decisions.

      How Aging Affects the Immune System and Ways to Boost It

      Understanding how aging affects the immune system and what you can do to support it is key to maintaining long-term health.

      Tips on Lowering Your Out-of-Pocket Cost on Prescription Drugs

      Prescription drug costs do not have to strain your budget. With the right strategies and support, you can reduce out-of-pocket expenses and still access the medications you need.

      Read Additional Articles

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      Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

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